Our Story
Arrow Valley Financial Bank was founded in 1986 by a group of local Kansas businesspeople who saw a need for a different kind of bank—one that would treat customers like neighbors, not account numbers. What started as a single branch in Ottawa, Kansas, has grown into a trusted regional institution serving communities across the state.
Our founders believed that banking should be personal. They knew that the business owner applying for a loan wasn't just a credit score—they were the people coaching Little League, volunteering at the school, and hiring from the neighborhood. That philosophy still guides us today.
Through economic booms and recessions, technological revolutions, and changing customer needs, we've remained committed to our core principle: your success is our success. When your business grows, we grow. When your family prospers, our community prospers.
Today, we're proud to combine small-town values with big-bank capabilities. Our lenders make decisions locally—they live in your community and understand your challenges. But we also offer the latest digital banking tools, competitive rates, and product innovation you'd expect from much larger institutions.