Banking Solutions to Move Your Business Forward

From grand openings to anniversaries, our attention to your business is anything but small. Partner with Kansas' most trusted business bank.

Business Checking

The Right Checking Account for Your Business

Your small business was built the way you wanted it. Compare our business checking options to find exactly what you need. From startups to established enterprises, we have flexible solutions that grow with your business.

  • Mobile Deposits: Save time and skip visits to the branch by depositing checks directly from your mobile device
  • Budgeting Tools: Track your spending with features that let you view balances, transactions, and receive alerts
  • Bookkeeping Integration: Manage your small business finances with Quicken® and QuickBooks® access
  • Online & Mobile Banking: Easily stay on top of account information wherever business takes you
  • Debit Card Access: Make purchases and withdraw cash with your business debit card
  • No Minimum Balance: Focus on growing your business, not maintaining minimums
Open Checking Account

Choose Your Account Type

Business Savings

Make Your Money Work Harder

With competitive rates, we can help make your money work for you by providing options for short-term or long-term savings. Build your business reserves and earn interest on your hard-earned capital.

  • Competitive Interest Rates: Earn more on your business savings with our tiered interest structure
  • Multiple Account Options: Choose from money market accounts, savings accounts, or certificates of deposit
  • Easy Access: Link to your checking account for seamless transfers and overdraft protection
  • No Monthly Fees: Keep more of what you earn with no maintenance charges
  • FDIC Insured: Your deposits are protected up to $250,000 per depositor
  • Automatic Savings Plans: Set up recurring transfers to build your reserves automatically
Start Saving Today

Smart Savings Options

Whether you're saving for equipment, expansion, or simply building a financial cushion, our business savings accounts offer the flexibility and returns you need.

2.75%
Current APY*
$0
Monthly Fees
$500
Min. Opening Deposit
24/7
Online Access

*Annual Percentage Yield (APY) accurate as of 10/10/2025. Rates subject to change without notice. Fees may reduce earnings.

Merchant Services

Accept Payments with Confidence

Our payment tools and merchant services help you manage money going out and coming in your business. Accept credit cards, debit cards, and digital payments securely and efficiently.

  • Credit & Debit Card Processing: Accept all major cards with competitive processing rates
  • Point-of-Sale Systems: Modern POS solutions for retail, restaurant, and service businesses
  • Mobile Payment Solutions: Accept payments anywhere with mobile card readers
  • Online Payment Gateway: Integrate secure payment processing into your website
  • Next-Day Funding: Get your money faster with expedited deposit options
  • Fraud Protection: Advanced security features to protect your business and customers
  • Detailed Reporting: Track sales, analyze trends, and manage your cash flow
Get Started

Payment Solutions

From traditional countertop terminals to cutting-edge mobile solutions, we have the right payment tools for your business type and size.

✨ Features Include:

Competitive Rates: We offer transparent, competitive pricing with no hidden fees. Contact us for a custom quote based on your business needs.

Business Loans

Financing to Fuel Your Growth

We have flexible options to increase your spending power for operational costs, equipment purchases, real estate, and business expansion. Our experienced lenders understand Kansas businesses and can help you find the right financing solution.

  • Business Term Loans: Fixed-rate financing for major purchases and expansion projects
  • Business Lines of Credit: Flexible access to funds for working capital and cash flow management
  • SBA Loans: Small Business Administration loans offer longer terms and lower down payments
  • Equipment Financing: Purchase the equipment you need with terms up to 7 years
  • Commercial Real Estate: Financing for purchasing or refinancing business property
  • Fast Approval: Streamlined online application and closing process for loans $50,000 - $500,000
Apply for Financing

Loan Options Comparison

Loan Type Amount Terms
Term Loan Up to $5M 1-10 years
Line of Credit Up to $500K 12 months renewable
SBA 7(a) Up to $5M Up to 25 years
Equipment Up to $500K 3-7 years

🎉 Special Offer

New business loan customers may qualify for reduced rates. Contact our lending team to learn more about current promotions.

Treasury Management

Advanced Tools for Growing Businesses

Our highly secure and convenient treasury management platform offers intuitive online functionality for businesses with complex banking needs. Treasury Navigator® gives you complete control over your business finances.

  • Secure Platform: Multi-factor authentication with layered security keeps you protected against potential attacks or fraud
  • Versatile Access: Assign tasks to appropriate users with customizable permissions and approval workflows
  • Mobile Capability: Approve timely payments securely from your mobile device anywhere, anytime
  • ACH & Wire Transfers: Initiate domestic and international transfers with ease
  • Positive Pay: Protect against check fraud with our advanced verification system
  • Account Reconciliation: Automated tools to streamline your reconciliation process
  • Customizable Reporting: Get the view of your funds you need with detailed financial reports
Schedule a Demo

Treasury Navigator® Features

Take control of your business finances with our comprehensive treasury management solution designed for modern businesses.

Security First

Bank-level encryption, multi-factor authentication, and fraud monitoring

User Controls

Set user permissions, approval limits, and dual authorization requirements

Real-Time Alerts

Receive notifications for transactions, approvals, and account activities

Why Choose Arrow Valley

Built for Kansas Businesses

We understand the unique challenges and opportunities facing Kansas businesses. Our local expertise combined with modern banking technology gives you the best of both worlds.

Local Decision Making

Your business banker is right here in Kansas, with the authority to make decisions quickly

Relationship Banking

You're not just a number - you'll have a dedicated relationship manager who knows your business

Modern Technology

Access advanced digital banking tools and services that rival any national bank

Fast Approvals

Get answers quickly with streamlined processes and local lending authority

Ready to Power Your Business Forward?

Join thousands of Kansas businesses that trust Arrow Valley Financial Bank for their banking needs

Member FDIC • Equal Housing Lender • SBA Preferred Lender